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The article attached provides a good understanding of why you need insurance, it may be life insurance, critical illness insurance or disability insurance. It may even beRead more
The attached article shows one of the major concerns of students today, it's not jobs but their student loans! A RESP will help eliminate some of these concerns. Start your child's RESPRead more
Rejoice at the federal government’s holiday gift to Canadians: The yearly Tax-Free Savings Account (TFSA) contribution limit is finally going up in 2019 from $5,500 to $6,000.Read more
When investing in your child's future take care where you are getting that RESP. There are 2 types of RESP's, group managed by a company and self directed. Here's the difference, group RESP's can have various names such as a Scholarship Fund, etc. These should be avoided, they have high management fees, strict rules on how they are used and cancellation fees among other restrictions. Make sure you are in complete control of your cihild's education investment through a qualified financial advisor.
This link will show you one families experience with a RESP, it's worth looking at it. LINK=> from Global News, one couples experience.
It is a calculated number that shows approximately how much you need to save to retire at an age you select to retire and provide you income for the rest of your life. The number is calculated from factors like average inflation rate, number of years to your retirement, number of years retired, desired income, etc. As part of our Financial Goals Analysis we will calculate your FIN number. Book your analysis today by selecting this link and contacting me. It is confidential, comprehensive and most of all it is complimentary.
We care about your financial self defence ... shouldn't you?
We meet at your home where you are more comfortable
We get to know you and you get to know us
We collect information about you to perform a complimentary, confidential Financial Goals Analysis
We book a follow up appointment to provide with a road map to meet your goals and dreams
We present to you a detailed presentation outlining the following:
Your net worth
Income protection / insurance requirements (life, disability & critical illness)
Your financial independence number & retirement saving needs
Saving for your children's education
We follow up with you regularly
When you receive your investment statements
When ever you have questions
When you find you need to make changes to your "Financial Road Map"